MORTGAGE PRODUCTS

FIXED-RATE MORTGAGE

A Product That Provides Consistency

If you are someone that has a fixed budget and you are looking for a consistent payment throughout the term of your mortgage, than a fixed-rate mortgage could be the right fit for you. Contact me in order to discuss the benefits and disadvantages and together we can decide whether this is the right mortgage product for you.

VARIABLE-RATE MORTGAGE

Provides Flexibility To Refinance With Lower Penalties

The variable-rate mortgage typically offers borrowers with enticing interest rates and lower penalties if they choose to refinance or break their mortgage. One of the most important things to note about this product is that the rate does fluctuate based on the Bank of Canada's overnight lending rate. For more information on this product please contact me directly.

HOME EQUITY LINE OF CREDIT

Provides Flexibility And Peace Of Mind

The home equity line of credit provides borrowers with the flexibility of accessing their funds as they choose. It is a revolving source of funds just like a credit card. For more information on this product please contact me directly.

PRIVATE MORTGAGE LOAN

An Option When Traditional Lenders Can't Be Used

Private lenders typically offer much higher interest rates in order to make up for the risks that come with the mortgage loan. For more information on this product please contact me directly.